Archive for March, 2008

10 Tips For Finding and Buying Your Dream Home

Posted by Becky on 24 Mar 2008 | Tagged as: Trish Belford, real estate, tips

by the Sarah’s House design team
Here are 10 practical tips for finding and buying your dream home:
1.  Do your research by scouring newspapers and real estate websites.  Make a move only with a certified real estate agent – their knowledge and guidance are crucial to a successful buy.
2.  Narrow your house search by focusing on [...]

Garage Organizers & Storage Systems

Posted by Becky on 17 Mar 2008 | Tagged as: Organization, Trish Belford, tips

  The right organizers and storage accessories are essential for maintaining an organized garage.  Use our garage organization systems list to help you choose the best storage for your garage.
Standalone Storage and Organizers – Going this route is best for those who don’t have a lot of items and only need storage for the specifics, [...]

How Much Can You Afford?

Posted by Becky on 10 Mar 2008 | Tagged as: Trish Belford, mortgage, real estate, tips

The size of your down payment affects the amount of your monthly mortgage payments.  A smaller down payment will mean your monthly mortgage payments will be higher, but it may allow you to buy sooner rather than later.
A down payment of 20 per cent or more will qualify you for a conventional mortgage.  If it [...]

Qualifying for a Mortgage

Posted by Becky on 03 Mar 2008 | Tagged as: Trish Belford, mortgage, tips

Most lenders look at five factors when determining whether you qualify for a morgage loan:

your income
debts
employment history
credit history
value of the property you want to buy

One of the first questions a lender will consider is how much of your total income you’ll be spending on housing.  This helps the lender decide whether you can comfortably afford [...]